Drowning in Debt?

Consumer debt, something that is so common these days.  Credit cards make it way to easy to just sign your name and become maxed out on your credit. Many people loose track of their spending through the month and when that bill arrives, that are often given a rude surprise. Even if you have good credit, the interest rates on these cards are high.  Your credit union might offer you eight or nine percent on a secured loan but unsecured credit cards can be eighteen percent, and even much higher than...