Your Budget

Creating a budget and sticking to it are two different things.  It seems that in life there will forever be things that we just want or need and that plastic card in our wallet can get it for us. 

Some people will budget not not stick with and and so they must ask themselves, what they have a budget?  If there is no real reason, then you won’t feel obligated to do the work it takes to follow through.  Some people budget as a way to save for a great vacation where other want to get out and stay out of credit card debt.  Whatever your reason, it still involves overspending.

If you choose to use a budget you must take time everyday to work with it.  Tracking your money and seeing where it is going is the biggest help of a budget. Taking that time each day or at least once a week to update your budget will certainly show you where you money is going. Saving it all till the end of each month is useless and all that work will be overwhelming and then you will probably not continue.  You can also add up any weekly or monthly fees and see how much it is for the whole year, as this too can be eyeopening and will give you ideas as to what area to cut back from.

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